Terms and Conditions
Last updated: June 27, 2025
1. Introduction
Welcome to Insight Business Journal. These Terms and Conditions ("Terms") govern your use of our website and services, including our print and digital publications (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.
2. Definitions
In these Terms:
- "We," "us," and "our" refer to Insight Business Journal.
- "You" and "your" refer to the individual or entity using our Services.
- "Content" refers to all materials, information, publications, and other content made available through our Services.
- "Subscription" refers to your paid access to our journal and related services.
3. Subscriptions
3.1 Subscription Types
We offer various subscription options for our journal, including digital, print, and premium packages. The specific features and benefits of each subscription type are described on our website at the time of purchase.
3.2 Subscription Term and Renewal
All subscriptions are for a minimum term of one year, unless otherwise specified at the time of purchase. Subscriptions will automatically renew for successive periods of equal length unless canceled before the renewal date.
3.3 Pricing and Payment
Subscription prices are listed on our website and are subject to change. We will notify you of any price changes before your subscription renewal. All payments are due in advance and are non-refundable except as expressly provided in these Terms.
3.4 Cancellation
You may cancel your subscription at any time by contacting our customer service team. Cancellation will take effect at the end of your current billing period. No refunds will be issued for partially used subscription periods unless required by law.
4. Account Information
You are responsible for maintaining the confidentiality of your account information and password. You agree to notify us immediately of any unauthorized use of your account. We reserve the right to terminate accounts that are inactive for an extended period.
5. Intellectual Property Rights
5.1 Our Content
All Content published in our journal or on our website is protected by copyright, trademark, and other intellectual property laws. The Content is owned by us or our licensors and is provided for your personal, non-commercial use only.
5.2 Restrictions on Use
You may not:
- Reproduce, duplicate, copy, sell, resell, or exploit any portion of our Content without our express written permission
- Remove any copyright, trademark, or other proprietary notices from any Content
- Use our Content for commercial purposes without a license to do so
- Create derivative works based on our Content
- Scrape, data mine, or otherwise extract data from our website
5.3 Limited License
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Content for personal, non-commercial purposes in connection with your subscription.
6. User Conduct
When using our Services, you agree not to:
- Violate any applicable laws or regulations
- Infringe the rights of others
- Interfere with or disrupt our Services
- Attempt to gain unauthorized access to our systems
- Use our Services to distribute malware or other harmful code
- Impersonate any person or entity
- Engage in any activity that could damage, disable, or impair our Services
7. Disclaimer of Warranties
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
8. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES.
9. Indemnification
You agree to indemnify, defend, and hold harmless Insight Business Journal and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that such parties may incur as a result of or arising from your violation of these Terms.
10. Modifications to These Terms
We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our Services after such changes constitutes your acceptance of the new Terms.
11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Quebec, Canada, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within Montreal, Quebec for the resolution of any disputes.
12. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect and enforceable.
13. Contact Information
If you have any questions about these Terms, please contact us at:
Insight Business Journal
675 Rue Saint-Paul Ouest
Montréal, QC H3C 1L9
Canada
Email: [email protected]
Phone: +1 514-635-0171